Financial Planning

Fail to plan then plan to fail. Any goal worth achieving starts off with a plan.

At WRS we take a staged approach to planning for our clients. We determine where the priorities are and then break down how we achieve those priorities. We take into consideration minimizing tax payable, selecting assets that are relevant to your income or growth needs. We look at strategies to provide the most benefit to your financial position. It is not uncommon for major restructures to take up to 10 years to fully implement. Our role at WRS is to plan out the process so that your goals are achieved.

Wealth & Retirement Solutions Strategic Offering

• Review of Existing Financial Position

• Financial Projections including future Cash Flow, Assets Value,

Wealth Creation, Retirement Planning

Investment Advice

• Investment Selection and Portfolio construction

• Investment Portfolio Monitoring and Management

• Regular investment and savings plans

• Optimum Asset Allocation and Risk Profiling

• Portfolio Administration and Record Keeping

• Cash Investments Advice

• Fixed Interest (Defensive) Investment Advice

• Advice on Managed Funds and Alternative Investment

• Discretionary Portfolio Advice

• Access to Research from leading research and broking houses

in Australia

Cash Flow Management Advice

• Budgeting


• Margin Lending and Investment loans

• Liaise with Lending Institutions for clients loans

Superannuation Advice

• Review of Existing Superannuation Funds

• Superannuation Rollover and Consolidation Advice

• Super Wealth Accumulation

• Self Managed Superannuation Funds (SMSF)

• Advice on Borrowing in SMSF

• Superannuation Tax Planning

• Advice on Pre-retirement Income including Transition to

Retirement Advice

• Salary Sacrifice

• Government Co-contributions

Retirement Planning Advice

• Retirement Income Streams

Advice to Self-employed

• Financial Planning Strategies for small business owners

• Succession Planning

• Small Business CGT Concessions

Estate Planning

• Advice to immediate family members

• Intergenerational Wealth Transfer Advice

Personal Insurance Advice

• Review of Existing Insurances

• Income Protection Advice

• Advice on Life, Total and Permanent Disability and Trauma


Business Insurance Advice

• Asset (Capital) Protection

• Revenue Protection

• Ownership Protection

Additional Service oerings:

Strategic Reviews – Annual, 6 Monthly, Quarterly

Ongoing service offering

Gearing and Wealth Creation Strategies – Pathway to Wealth

Debt Management Advice

Tax Optimisation and Contribution Strategies for High Income


Salary Packaging Advice

Centrelink Liaison and Social Security Advice

Aged Care Advice

Facilitate the services of other Professional Advisers, such as

Accountants, Lawyers, Bankers, Coaches.

Liaise with Professional Advisers, Accountants, Lawyers,

Bankers, and Coaches

Educational Seminars on Financial & Wealth Strategies

Phone Access to Wealth & Retirement Solutions and return

phone calls within 48 Hours

Email Access to your Wealth Adviser

Newsletter Quarterly Client Magazine

Online access to Newsletter

Online Access to the WRS Website

Wealth Packages

It’s your choice how much Wealth & Retirement Solutions does, and how much you would like to do from the two Wealth Packages on offer.

At Wealth & Retirement Solutions we are about transforming lives. Are you able to navigate your way to financial success in today’s rapid evolving society, or would you prefer to choose the reliable and proven strategies at Wealth & Retirement

Solutions? It’s your choice.

Ask yourself this, is it worth putting your retirement money at risk for the sake of an additional fee? Remember with life, you don’t get to come back for a second chance.

Private Wealth

Private Wealth is a unique package where Wealth & Retirement Solutions provides the services necessary to grow and protect wealth. Whether you are an accumulator building your wealth, a retiree enjoying your wealth or a business owner looking for an edge, the WRS Private Wealth package offers the tools you need to succeed. We detail each facet of your financial situation and work with other professionals to ensure the best outcome. It is an ever evolving service designed to improve your nancial position through all of life’s obstacles. But more importantly, the Private Wealth service we provide is quite simply a partnership where we work with you to achieve your goals. We do this through regular contact,
updates and annual reviews. It is our preferred oering and of greatest value to our customers.

DIY Wealth

DIY Wealth is also a unique package where Wealth & Retirement Solutions provides some of the services necessary to improve the way you do business. But this service is a more hands on approach by those clients who want to reduce costs and services provided by Wealth & Retirement Solutions by doing a number of services themselves. With 80% of Australians over the age of 65 retiring with less than $250,000 in 2012, we recommend this service only be implemented by those clients with access to resources, large amounts of wealth, research and wealth strategies to full their investment dreams.

  • Brisbane

    28 Fortescue Street,
    Spring Hill, QLD 4000.
    PO Box 57
    Spring Hill, QLD 4000

    Phone - (07) 3319 4888
    Fax - (07) 3319 4800
  • Townsville

    321 Sturt Street
    Townsville QLD 4810
    PO Box 2145,
    Townsville QLD 4810

    Phone - 07 4772 3140
    Fax - 07 3319 4800