WRS has over 21 years experience working together with individual and corporate clients, specialising in investment and superannuation strategies and retirement planning. This is just one of the many reasons why this unique Australian owned and operated business is one of Australia’s leading financial planning service providers.
At WRS our aim is to simplify the complex nature of investments, insurance and superannuation. At WRS we measure service by more than just a great return on investment. Instead, it’s about developing a relationship that we build on and that you can rely upon.
Our knowledge and advice covers superannuation (both public offer and self managed), life insurance and associated products and asset management through managed funds, fixed interest investments, term deposits and direct shares. We offer strategic advice and work closely with tax advisers and solicitors to produce the best outcome for our clients. Whether you are retiring or building your fortune, give us a call, we would love to help.
We draw upon over two decades of experience through recessions, interest rate rises and falls, and commodity booms and busts in recommending investments. We believe in establishing assets that your temperament and risk profile comfortably allow. The principles of diversification and asset allocation come to the fore in this regard. We also incorporate value for money, that is, investments which run efficiently and do not cost you the earth to administer.
At WRS we choose not to re-invent the wheel as it relates to the actual methodology of choosing investments. Instead we draw upon the advice and guidelines of experienced market icons such as Warren Buffet and we look at statistics around market returns and what drives markets. The great stock market raider Larry Livermore said that you can beat an individual stock but you can not beat the market. There’s an element of genius in this statement even if it had not come from one of the most successful stock market traders of all time. We prize liquidity and we believe above all else in our selected investment universe because liquid assets are assets that the market is prepared to hand over cash to obtain immediately. Always remember that any movement away from cash must be carefully considered.
We are a small firm of financial advisers and insurance advisers. Our first obligation is to our clients. The person you shall be dealing with will either be one of the owners or shall report to the one of the owners of the business. We believe in what we do and the investment and insurance products we provide. Our journey, as all businesses progress through a journey, has been about improvement and refining our practise. This shall never cease and we boast some of the most simple yet sophisticated investment management techniques available.
The idea of managing your own superannuation money seems like common sense. At WRS we have over 20 years of helping our clients establish and manage their SMSF’s. The compliance and regulatory requirements placed on trustees is onerous. Ensuring that your fund is compliant, decisions accurately documented, and strategies implemented within the letter of the law is just the beginning.
There is an idea out in the community that Superannuation is an investment of its own. It is spoken about as if it were an investment. My super made money last year but lost money the year before. This is inaccurate and I will tell you why. Super is a vehicle. It’s not an investment.
At WRS we take a staged approach to financial planning for our clients. We determine where the priorities are and then break down how we achieve those priorities. We take into consideration minimising tax payable, selecting assets that are relevant to your income or growth needs.
Our expertise in life insurance goes back over 20 years. Whether you need to protect your family or your business, WRS have the knowledge to ensure that you get the advice that fits the need.
If you are still reading then maybe you should consider either reviewing your existing income protection or taking out an income protection policy.
If you do not have a policy then let us explain what it is. Income protection keeps your income coming if you are injured or ill and unable to work.
At WRS we subscribe to the Warren Buffett approach in regards to investments. In recent commentary Warren Buffett recommended his wife , on Warren’s passing, direct a great deal of his monies to index investing. At WRS this has been our approach for over a decade.