Many people spend most of their lives without some form of insurance to protect their future. We will insure our house, our contents or our car but we choose not to insure our most precious asset – ourselves. We do not see the need for personal insurance as our mindset is “it won’t happen to me”. Insurance, however, plays an important role and should not be overlooked in any regard. It allows you to gain peace of mind and to know that if any unforeseen circumstance arise both you and your family will be looked after.
The market leading trauma products available today cover an extensive range of trauma events and illnesses. When selecting trauma cover it is important that you ensure the product covers the conditions that are of most concern to you. This may be due to your family’s medical history, your occupation or pastimes.
There are instances when a Trauma benefit will not be paid. In some cases it will not pay a benefit based purely on the happening of a trauma event or diagnosis of an illness. Your illness or event may need to be advanced to a certain stage before a benefit is paid.