Let’s be honest, the number of folks who still read their favourite broadsheet over a morning coffee and croissant is dwindling. Most of us these days engage with our financial news on some sort of touchscreen device, with the content often suggested to us by applications and online news feeds. That’s right. The tech revolution […]
When it comes to setting financial priorities, medium-term goals often suffer from middle child syndrome, not taken as seriously as the oldest or indulged as much as the youngest. The serious long-term goal of saving for retirement gets lots of attention, and rightly so. It’s super important. And next year’s trip to Bali will be […]
Things are looking up for first home buyers for the first time in years as house price growth begins to slow across the country. While prices have been on the slide for some areas in the West and the North since the end of the mining boom, the housing market in Sydney and Melbourne also […]
The superannuation system is still the best medium to tax effectively save for retirement provided your choose the assets that are right for you. It’s about getting active with your superannuation choices and taking an active interest in your super. In my experience, Australians take an interest in superannuation when their valuation reaches around $80,000. […]
Owning your own home has long been the Australian dream but after years of strong house price growth it’s becoming less of a reality for many, this has major implications for retirement planning. The major factor behind the shifting approach to home ownership is the prohibitive price of property. Particularly in Sydney and Melbourne. Today’s […]
It’s been a decade since the market crash known as the Global Financial Crisis rocked the investment world. At the time investors could only watch in disbelief as 50 per cent was wiped off the value of their shares. Arguably, the actions those investors took are still reverberating today. Which begs the question: what are […]
With June now here we thought one more update is in order before the financial year comes to a close. For employees… This is the first tax year that you can top up your deductible super contributions before June 30 by making a lump sum contribution. So as an example, if your employer has paid […]
I’ve seen a lot of Australians over the years after the fact. By this I mean I’ve seen clients after they have made the decision or commitment to invest or buy or go down a particular avenue, or after they have an illness which precludes them from getting insurance. It raised the question for me, […]
At first glance, investing can seem daunting. So much complex information and little time to absorb and act on it when you’re busy getting on with life. It’s little wonder that so many of us put it in the too hard basket. The good news is that investing doesn’t need to be hard. The basic […]
The Federal Government has turned the spending tap back on, signalling the end of the revenue drought since the GFC and the end of the mining investment boom. As widely anticipated, Treasurer Scott Morrison’s third Budget has cut income taxes, boosted support for senior Australians, delivered $24.5 billion of new infrastructure spending and promised […]