At a time when many people have been focused on their family’s health and livelihood, having adequate life insurance has never been more important. Yet the gap between what we need and what we have, has been growing. Life insurance is all about ensuring your family can maintain their lifestyle if you were to die […]

First-home buyers (and even second- and third-home buyers) are often baffled by the jargon used by real estate industry professionals. This can result in expensive misunderstandings unless you take the time to learn the lingo. Here are some frequently misunderstood terms and concepts you should familiarise yourself with before you begin searching for your dream […]

The holidays are traditionally a time to relax and reflect on the importance of family. They are also an opportune moment to think about how you can care for and protect your family all year round.  When you are enjoying the summer break with your loved ones, it can be hard to imagine anything could […]

Are you looking for a good Financial Adviser in Townsville or Brisbane? What makes a good financial planning Firm? What makes a good doctor, a good engineer, a good dentist?   The answer; the one that you build up trust with. A good doctor ensures you take the best medicine, a good financial planner aligns their financial […]

Super is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age.    Throughout your super journey you will experience the ups and downs of bull and bear markets. So it’s important to keep your eye on the long term. The earlier you […]

Trauma insurance is the middle child of the personal insurance family. It’s overshadowed by its better-known siblings but it’s a quiet achiever that will do the heavy lifting when the circumstances require it.    What trauma insurance is and isn’t   Trauma insurance – sometimes known as critical illness insurance – provides a lump sum […]

I’ve seen a lot of Australians over the years after the fact. By this I mean I’ve seen clients after they have made the decision or commitment to invest or buy or go down a particular avenue, or after they have an illness which precludes them from getting insurance.  It raised the question for me, […]

It probably comes as no surprise to anyone that there is a significant gap between what we would need to maintain our standard of living should the unthinkable happen, and what we are actually covered for in the way of insurance.  Australia is one of the most underinsured nations in the developed world, ranking 16th […]