Most of us dream of the day we can stop working and start ticking off our bucket list. Whether you dream of cruising Alaska, watching the sun rise over Uluru, improving your golf handicap or spending time with the grandkids, superannuation is likely to be a major source of your retirement income. The more money […]
When it comes to setting financial priorities, medium-term goals often suffer from middle child syndrome, not taken as seriously as the oldest or indulged as much as the youngest. The serious long-term goal of saving for retirement gets lots of attention, and rightly so. It’s super important. And next year’s trip to Bali will be […]
Planning your dream retirement can be an exciting time. The chance to travel overseas or around Australia without having to rush back to work, time to pursue new hobbies, learn a language or spend time with the grand kids. The possibilities are endless, but what will it cost? Working out how much you will need […]
Are you looking for a good Financial Adviser in Townsville or Brisbane? What makes a good financial planning Firm? What makes a good doctor, a good engineer, a good dentist? The answer; the one that you build up trust with. A good doctor ensures you take the best medicine, a good financial planner aligns their financial […]
Things are looking up for first home buyers for the first time in years as house price growth begins to slow across the country. While prices have been on the slide for some areas in the West and the North since the end of the mining boom, the housing market in Sydney and Melbourne also […]
The superannuation system is still the best medium to tax effectively save for retirement provided your choose the assets that are right for you. It’s about getting active with your superannuation choices and taking an active interest in your super. In my experience, Australians take an interest in superannuation when their valuation reaches around $80,000. […]
Owning your own home has long been the Australian dream but after years of strong house price growth it’s becoming less of a reality for many, this has major implications for retirement planning. The major factor behind the shifting approach to home ownership is the prohibitive price of property. Particularly in Sydney and Melbourne. Today’s […]
Retirement Villages are marketed as being the optimum lifestyle choice for recent retirees. Often in ideal locations with all the facilities for a stress-free lifestyle. But with complex fee structures and inconsistent regulation, retirement village living should be approached with caution. Before becoming emotionally attached to the idea of living next to a golf course or an ocean. […]
With June now here we thought one more update is in order before the financial year comes to a close. For employees… This is the first tax year that you can top up your deductible super contributions before June 30 by making a lump sum contribution. So as an example, if your employer has paid […]
I’ve seen a lot of Australians over the years after the fact. By this I mean I’ve seen clients after they have made the decision or commitment to invest or buy or go down a particular avenue, or after they have an illness which precludes them from getting insurance. It raised the question for me, […]